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First home, dream home, or ready to make a move?

We’re here with trusted experience to arrange a mortgage to secure your home and help you build wealth

Options Designed with you in mind

Mortgage Services

Whether you're self-employed, salaried, or retired, and looking for a first home, renewing, refinancing or consolidating your debt, the team at Owlmortgage.ca is here to help. 

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Mortgage Refinancing

Mortgage Renewals

New
Buyers

Self-Employed

Consolidate Debt

Mortgage Calculators

A Better Way To Mortgage

Get started with our unbiased, expert advice. Completely free.

Welcome to a better way to borrow

At OwlMortgage.ca, we’re reframing mortgages. Gone are the days of daunting contracts that laden you with debt. Our educational and empathetic approach considers your needs and wants from your home to make it work for you. We offer a helping hand regardless of your learning style or where you are in your home-buying journey.

we partner with mortgage lenders who share our beliefs that applying for a mortgage or financing should be fast, simple, and secure.

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Mortgage Process Made Easy

Helping You Along Each Step Of The Way

Making the Mortgage Process Easy!

Getting a mortgage can be a nail biting experience for some people. We want the mortgage process to be as painless as possible for you and we will help you along each step of the way. Rest assured, you are in good hands.

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What do you need help with?

A Mortgage Pre-Approval

Find out how much you can afford for your home purchase.

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Reducing My Debt

Consolidate Your Debt and Save. Use your home equity to reduce your credit card debt.

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Renewing My Mortgage

If your mortgage renewal is fast approaching, then now is a great time to look at the many excellent options and competitive rates available.

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Improving My Credit

Having a bad credit rating doesn't mean you can't get mortgage financing

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Refinancing My Mortgage

Use the money in your home to pay off high interest debts and be mortgage-free quicker

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What Can I Afford?

What is a mortgage going to cost you each month? Try one of our easy to use mortgage calculators to get a quick idea

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From the Blog

Maximizing Your Mortgage Renewal Offer: A Guide for Canadian Homeowners
February 7, 2023

Maximizing Your Mortgage Renewal Offer: A Guide for Canadian Homeowners

Now’s not the time to switch to a fixed-rate mortgage
April 20, 2022

Now’s not the time to switch to a fixed-rate mortgage

Why the mortgage stress test isn’t the villain it was made out to be
April 19, 2022

Why the mortgage stress test isn’t the villain it was made out to be

View All Blog Entries
Rated 5 Stars

Rated 5 Stars by Our Clients!

  • I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will definitely be using your services again.
    Karen
  • Excellent 'service' and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!
    Amanda and Jim
  • Thank you so much for all your care, attention to details and hard work. The pre approval process really help make our first time home purchase a breeze!
    Mina
  • I just want to say thanks. From the first phone call to the end of the process you made things seem easy. Thanks again for everything.
    Samir
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Our Trusted Lenders

  • B2B Bank
  • CMLS Financial
  • Community Trust
  • CWB
  • Effort Trust
  • Equitable Bank
  • First National
  • Fisgard
  • Haven Tree
  • Home Equity Bank
  • Home Trust
  • IC Savings
  • Lendwise
  • Manulife Bank
  • Marathon Mortgage
  • MCAP
  • Merix
  • Meridian
  • Radius Financial
  • RMG Mortgages
  • RFA Mortgages
  • Scotiabank
  • TD Canada Trust
  • XMC Capital