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First home, dream home, or ready to make a move?

We’re here with trusted experience to arrange a mortgage to secure your home and help you build wealth.


What Can I Afford?
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GTA - Toronto - North York - Vaughan - Durham Region- and Across Ontario

Trusted Ontario Mortgage Services

Whether you're self-employed, salaried, or retired, and looking for a first home, renewing, refinancing or consolidating your debt, the team at Owlmortgage.ca is here to help. 

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A Better Way To Mortgage

Get started with our unbiased, expert mortgage advice. Completely free.

Welcome to a better way to mortgage

At OwlMortgage.ca, we’re reframing mortgages. Gone are the days of daunting contracts that laden you with debt. Our educational and empathetic approach considers your needs and wants from your home to make it work for you. We offer a helping hand regardless of your learning style or where you are in your home-buying journey.

we partner with mortgage lenders who share our beliefs that applying for a mortgage or financing should be fast, simple, and secure.

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Mortgage Process Made Easy

Helping You Along Each Step Of The Way

Making the Mortgage Process Easy!

Getting a mortgage in Ontario can be a nail biting experience for some people. We want the mortgage process to be as painless as possible for you and we will help you along each step of the way. Rest assured, you are in good hands.

Meet Our Team


ALL THINGS MORTGAGE FINANCING

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What do you need help with?

A Mortgage Pre-Approval

Find out how much you can afford for your home purchase.

Get Pre-Approved

Reducing My Debt

Consolidate Your Debt and Save. Use your home equity to reduce your credit card debt.

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Renewing My Mortgage

If your mortgage renewal is fast approaching, then now is a great time to look at the many excellent options and competitive rates available.

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Improving My Credit

Having a bad credit rating doesn't mean you can't get mortgage financing

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Refinancing My Mortgage

Use the money in your home to pay off high interest debts and be mortgage-free quicker

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What Can I Afford?

What is a mortgage going to cost you each month? Try one of our easy to use mortgage calculators to get a quick idea

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From the Blog

Canada's New Updated Mortgage Charter
November 23, 2023

Canada's New Updated Mortgage Charter

Understanding Fixed vs. Variable Rate Mortgages
November 15, 2023

Understanding Fixed vs. Variable Rate Mortgages

6 things to know about capital gains and taxes for people across Canada
November 2, 2023

6 things to know about capital gains and taxes for people across Canada

Rated 5 Stars

Rated 5 Stars by Our Clients!

  • I highly recommend Terrie Strickland!!! She guide us tremendously during the entire process. In addition, I am self employed and always having a hard time getting approve but Terrie assisted us wi...
    Mac clive Bencio
  • Vince and team were fast and responsive. The Owl team’s knowledgeable suggestions helped us make an informed decision. Overall great to work with
    Nick Galletto
  • Recently applied for a mortgage via Vince and his team (I worked with Norbert and Marco) at OwlMortgage. In addition to their knowledge and expertise about mortgage applications what I am impressed...
    Hassan Hamzeh
  • Vince is very knowledgable and professional. Would highly recommend!
    Kevin JFMarcos
  • If you are looking for mortgage professionals who are passionate about educating their clients FIRST and ensuring you understand all options, then look no further. I don't even live in the same pro...
    Daniel B
OwlMortgage.ca - Your Trusted GTA and Ontario Mortgage Brokers

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